IF HURRICANE DORIAN HAD STRUCK, WOULD YOU HAVE HAD ENOUGH INSURANCE TO COVER YOUR CLAIM?
Many Floridians were spared damage and destruction from Hurricane Dorian. We may not be so lucky next time. Now is the time to prepare for the next storm by making sure you have enough insurance coverage to cover your claim; to repair or replace your home, and your personal property. Check your insurance policy’s declarations […]
HURRICANE DORIAN DAMAGED MY PROPERTY. WHAT SHOULD I DO?
If Hurricane Dorian damaged your property, you should immediately take the following steps to make sure your homeowners insurance company pays the full value of your claim: 1. Report Your Claim You should immediately contact your homeowners insurance company and your insurance agent to report your claim. Following hurricanes insurance companies sometimes do not answer […]
The Actual Truth About Replacing Personal Property After An Insurance Claim
It depends on whether the insurance policy provides for “actual cash value” or “replacement cost” for personal property, and the specific terms and conditions of this part of the insurance policy. As a result, it is very important for all homeowners to review their policy options and understand the difference between “replacement cost” and “actual […]
