Do You Have Enough Insurance Coverage for a Hurricane in Florida?

Flooded homes damaged by Hurricane Dorian

Do You Have Enough Insurance Coverage for a Hurricane? Hurricanes can cause catastrophic damage to homes and personal property. Many homeowners do not realize they are underinsured until after a storm hits. Understanding your hurricane insurance coverage before disaster strikes can help you avoid denied or insufficient claims and better protect your home and financial […]

HURRICANE DORIAN DAMAGED MY PROPERTY. WHAT SHOULD I DO?

Person reviewing insurance claim documents at Wites Law Firm

What to Do After Hurricane Damage to Your Property After a hurricane damages your property, the steps you take next can significantly impact your insurance claim. Knowing what to do after hurricane damage can help protect your rights, document losses properly, and improve your chances of receiving full compensation from your insurance company. 1. Report […]

The Actual Truth About Replacing Personal Property After An Insurance Claim

Replacing Personal Property After An Insurance Claim

When filing an insurance claim for damaged or lost personal property, coverage often depends on whether your policy pays replacement cost or actual cash value. Understanding the difference between these two coverage types can significantly impact how much you receive and whether you can fully replace your belongings. What Is the Difference Between Actual Cash […]

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