Citizens Claim Valued Under Your Deductible?
Florida Homeowners: Don't Accept A Zero Payment
Has Citizens Insurance determined your storm damage is worth less than your deductible? Many Florida homeowners are told their valid claims are “under deductible” when they should actually qualify for compensation. At Wites & Rogers, we challenge these assessments.
When "Under Deductible" Means Undervalued
Citizens Insurance profits by minimizing payouts. By valuing your damage below your deductible, they avoid paying anything at all!
This happens when:
- Adjusters underestimate repair costs
- Damage is overlooked during inspections
- Current material and labor costs aren't properly calculated
- The true scope of damage isn't fully documented
Your property damage may be worth more than they claim!
Friendly & Free Consultation
Experienced Insurance Claim Lawyers
Types Of Under-Deductible Citizens Claims We Handle
Fire Damage
Citizens often undervalues costly smoke damage and secondary damage caused by firefighting efforts
Mold Damage
Health implications of mold are frequently minimized or attributed to pre-existing conditions
Plumbing Leak
Slow leaks that cause significant cumulative damage are often underestimated
Pipe Burst
The full scope of water damage from burst pipes is typically not fully documented
Roof Leaks
Citizens insurance frequently attributes roof damage to wear and tear rather than covered events
Storm Damage
Wind and rain damage is commonly assessed below actual repair costs
Theft & Vandalism
Replacement costs of stolen items are often undervalued
Water Damage
The true extent of water penetration and resulting damage is regularly overlooked
Wind Damage
Cosmetic vs. structural damage disputes lead to undervalued claims
Hurricane Damage
Many Citizens policyholders are told their hurricane damage falls below their hurricane deductible
Our attorneys are skilled at identifying overlooked damage and obtaining proper valuations that exceed your deductible threshold, allowing you to receive the compensation you’re entitled to under your policy.
Why Wites & Rogers Can Help With Citizens Under-Deductible Claims
Expert Damage Assessment
Insurance Industry Knowledge
Proven Historical Track Record
No Cost Unless We Win Your Case
Which means, you’ll pay nothing unless we recover money for your insurance claim
Our Approach To Under-Deductible Claims
Friendly & Free Consultation
Thorough Documentation
Independent Valuation
Strategic Negotiation
Litigation When Necessary
The Lawyer Who Says NoTM
- No, you are not offering my client enough money.
- No, you have to offer my client more money.
- No, my client will not accept your settlement offer.
- No, your offer is not fair and reasonable.
- No, my client deserves justice and fair compensation for their pain and suffering.
- No, my client deserves justice and fair compensation for their lost wages and medical bills.
- No, your offer is not enough because my client is not at fault.
- No, my client will wait for their day in court rather than accept an unfair offer.
Don't Pay Out Of Pocket For Damage That Should Be Covered
- If your claim has been valued below your deductible, you have the right to challenge this assessment. Contact Wites & Rogers today for a FREE consultation.
- Our attorneys will meet you at your property to properly assess your damage.
- Remember: Citizens Insurance adjusters often work quickly and may miss significant damage. Your claim deserves a thorough, professional evaluation.
Easy & Free Consultation